Chapter 1: Making a Budget

Chapter 1: Making a Budget
Author: Krystal Yee
Website: Give Me Back My Five Bucks
Background: Krystal is a 20’s something blogger who became debt free in 2007. She has been variously mentioned in MoneyVille, The Toronto Star, The Globe and Mail, The Wall Street Journal, Yahoo Finance, CTV, and many more publications. Krystal is an ex-shopaholic who is on a strict budgeting regime to keep herself debt free.
Chapter Summary:Getting your finances under control is the first step in your financial future. Taking control of your income and expenses is what will allow you to eliminate your debt and provide you the funds necessary to start investing and saving for retirement and emergencies. This step is often overlooked, it may be the most important step of all.

In order to get out of debt and start saving, you have to stop the cycle….here are a few of the benefits.  Your paycheques are yours. No more stressing about the bills. You are no longer stealing from your future.  It’s a liberating feeling.